Terms and Conditions

1. Account Opening Agreement

By opening an account with us, you agree to be bound by these terms and conditions, which may be updated from time to time.

2. Identity Verification

You consent to the verification of your identity using the information and documents you provide, including but not limited to BVN and NIN verification.

3. Data Collection and Processing

You consent to the collection, processing, and storage of your personal data for account management, compliance, and service delivery purposes.

4. Communication

You agree to receive communications from us via email, SMS, or phone regarding your account and our services.

5. Compliance with Laws

You agree to comply with all applicable laws and regulations, including anti-money laundering and know-your-customer requirements.

6. Account Security

You are responsible for maintaining the confidentiality of your account credentials and promptly notifying us of any unauthorized access.

7. Service Availability

While we strive to provide continuous service, we do not guarantee uninterrupted access to our platform.

8. Limitation of Liability

Our liability is limited as set forth in our full terms of service, available on our website.

9. Amendment of Terms

We reserve the right to modify these terms with appropriate notice to account holders.

10. Governing Law

These terms are governed by the laws of the Federal Republic of Nigeria.

Privacy Policy

Data Collection: We collect personal information necessary for account opening and management, including identification documents, contact details, and financial information.

Data Usage: Your data is used for account verification, service delivery, regulatory compliance, and communication purposes.

Data Sharing: We may share your information with regulatory authorities, service providers, and partners as required by law or necessary for service delivery.

Data Security: We implement appropriate security measures to protect your personal information from unauthorized access, disclosure, or misuse.

Data Retention: We retain your data for as long as necessary to provide services and comply with legal obligations.

Your Rights: You have the right to access, update, or request deletion of your personal data, subject to legal and regulatory requirements.